Saving on your summer holiday

Still got the blues?

Blue Monday might have passed but our blue feeling due to the lack of sun definitely hasn’t. A summer holiday is something we can all look forward too, falling right in the middle of the year. Take a trip to your favourite holiday destination this year with our top tips on saving money.

beach - saving for holiday

Make sure you shop around before buying a holiday

The last thing you want to do is find out you could have got a cheaper deal than you did. Nobody wants to spend a lot of money on a holiday and then realise that they didn’t have to spend that much. So, make sure you do your research, check all of the comparison websites you can. Along with this, you shouldn’t rule out a package holiday. Some people believe that they are a lot more expensive than buying your flights and hotel individually. But, in reality, they might actually offer you a better deal and save you money.

Hotels vs Airbnb

Depending on where you are looking to take yourself and your family this summer, the hotel prices will be a lot higher than you expect. Some hotels could even cost you thousands of pounds just for a week. Although there are many hotels out there which will fit your budget, you could also consider hiring an Airbnb. They tend to be a lot cheaper and just as nice, saving you a lot of money.

Saving tips

You might be thinking those two ideas are great, but I don’t know how to save. Don’t worry, we have the perfect saving ideas for you. With it only being January, you have roughly 6 more paydays until the kids break up from school. Meaning 6 months until a summer holiday. The 50/30/20 rule is perfect when you are trying to save as it doesn’t only help with that, but it also helps with your day to day spending money.  This consists of 50% of your income goes on essentials, 30% goes on wants and 20% is saved. It might be different for everyone due to a difference in wages, but in 6 months, you will definitely have some money behind you to go towards a holiday. Along with this, you could choose to open a savings account to help you save.

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Lenders and brokers like Bingoloans offer loans to help you afford your dream holiday. Click here for more information on holiday loans.

Read more about real estate properties here.

How to attract commercial real estate clients

Attracting Clients

Commercial real estate

Commercial real estate is one of the hottest properties in the market. With the right technique, you can sell multiple properties and become a millionaire in the shortest time possible. Finding a client for commercial property can be challenging when you do not have experience in the area. One of the hardest things to do in this industry is to get started. Throughout this post, we will discuss tips on getting clients as well as how to grow your real estate business. Personal Loans might be your best option if you need an extra boost to help you out. Carry on reading to find out more.

Commercial websites

Posing your information on commercial websites is the easiest way to get exposure to commercial investors. There are professional organisations and listing services that allow you to post your information as long as you are a certified real estate agent or belong to a legal real estate agency.  Do not forget to include your contact information when you are posting your resume and listing information on the commercial websites.

Your firm’s marketing space

If you work in a major real estate firm, your agency most probably has all the marketing materials. Do not hesitate to use the marketing or ask for assistance if you need to promote yourself or your listing. You can ask them to include you on their website where they list their real estate agents for marketing purposes.

Social media is the best form of marketing

The best way to advertise your commercial real estate is through social media. Many people are more likely to see social media advertisements compared to other forms of marketing. Similarly, if you have a huge following, your social media has the potential to reach more clients than one. Ensure you make to make maximum use of it by posting the commercial property, videos of the property and always remember to leave your contacts for feedback from potential clients

Create a website

If you are an independent contractor, you need all the exposure you can get. The commercial real estate market is a competitive one and if you do not market yourself well, you are at risk of business failure. You can create your own website and put up all the information about your company and your experiences. Furthermore, with the help of marketing pro, you can start up your won blog where you can put up content about your real estate experience and knowledge.

Although, you should be aware that hiring a marketing pro to help you out won’t be cheap. Simple Personal Loans can offer you a loan up to £35,000 to cover the costs of things like this. Personal loans can be repaid over the course of six years, this means that you have plenty of time to repay the fixed amount.

Establish some Connections

The most successful real estate agents did not get to where they are in a day; they built themselves through hard work, determination and patience. If you want to succeed, you must follow the path that most successful commercial real estate agents followed. Get yourself a successful commercial agent as a mentor. Have them guide you through the steps of becoming a successful agent. You can use these sills to attract more clients and be a successful commercial agent.

The old-school way

Sometimes, you have to use all the strategies you can to get a client for a commercial property. You can advertise yourself and the property using billboards, benches, email marketing and word of mouth. This may not be the most famous marketing strategy but it’s different to what the rest are doing. Ensure you advertise yourself strategically to get attention from clients who appreciate this form of advertisements.

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Next Post: How to become a real estate guru.

What does the buyer want? – A guide for real estate agents and first time sellers

Put the buyer first

When you are looking to sell your property or a listing, you have to put the needs of the buyer first. You can do this by making the property attractive and meeting the standards of most buyers, even if this results in you need to borrow a loan. This will help you sell your real estate fast and receive a maximum profit.

Access to real estate advertisements

If you are looking to sell real estate property, the only way to get clients is through good advertisement and marketing. Most buyers have embraced the digital platform for real estate advertisements. For the, finding property online is simple and convenient. The right property could just be a click away.

If you want to find clients fast, you have to think outside the box. Use the digital platform to advertise your property and make it as unique as possible. Do not forget to take clear pictures, you can provide a virtual tour to give the buyers a bigger picture. Some buyers are looking for specific features when searching for property online. Ensure you list all the desirable features online to make it easier for buyers to find it.

They want to buy the property at its real value

Buyers will know the real value of the property when they are looking for a home. They have access to professional agents and research where they can find the true value of the properties in the market. if you try to overprice the home or real estate, you will lose most of your potential buyers. If you are a professional, do not put an additional fee on the home to try and make most of the sale. Putting the right price on the home increases the chances of selling fast

Buyers need to feel comfortable in the property

A buyer needs to picture themselves in a home before they purchase it. When you have personal items like pictures and trophies around the home, chances are you will chase away all the buyers that tour your property. They cannot picture themselves living in a home when every time they turn; they are reminded that it belongs to someone else.

Before you put out the property for sale, de-personalise the space to make it look less of your home. Remember to leave all the shelves empty to give the buyers a chance to imagine the arrangement of their new home. If possible, stay away from the house when the buyers are touring the home with a real estate agent. It gives them time to explore on their own and make an unbiased decision.

Buyers are looking for the perfect home

Most buyers always inspect the home with a professional to see if there are flaws that need repairs. If there are structural flaws in your property, it could affect the decision of the buyer negatively. They need a readymade home which will not cost them more money.

How a loan can massively help

You should ensure that your property is fully repaired and professional. If that is out of your budget you should consider a loan to cover the costs. A loan will help you pay for the big things and the small thing to ensure that your property is immaculate to boost its chances of selling to the person looking for a home.

Final word

Next Post: Things you should consider when selling your property.

Tips to help you start your real estate business

Starting your business

Real estate requires attention, time and finances. If you do not have enough money saved up for a real estate business your idea for a real estate investment is not likely to succeed.  Before you invest in the real estate business, you have to check to ensure your finances are in place. You can’t go into a new business with zero savings and multiple bills. This is where personal loans fit right into the equation. Personal loans can offer you upto £35,000, which is a massive boost if you don’t know where to begin. Typically, people believe that you need between £5,000 and £50,000 to begin, so it really is the perfect amount for you.

First Home

The first real estate investment should always be your home. Buying a real estate property will help you save more money in the long run. Renting your home could every expensive and might get in your way of making bigger real estate investments in the future. Ensure you buy a home that is within your budget. You want to use as little money as possible to get the best deals and save up the rest for future investments.

Links to Mortgage

You can make your home your business until you clear all your mortgages. Buying a home under a mortgage puts a lot of commitment to your income. You can lessen the burden by making an investment your of your home. Rent out one of the spaces in your home to collect a monthly income. You can use this income to clear the monthly mortgages and save up your main income for your real estate business.


Save up as much down payment as you can for your next investment. Mortgage lenders offer better deals to people with a good credit report and a huge amount in down payments. You can get benefits like lower interest rates and less monthly payments when you save up on the down payment. This will help you clear your mortgage faster and start saving up for other real estate investments.


Research is important. Before you decide on an investment, it is advisable to research, analyse, go through several real estates and get advice from an experienced investor. You have to ensure that you purchase the perfect property that will give you enough income and appreciate in value in the long run. The location, size and design of the property speak a lot about the property value and its future. Search for the area that has the most potential for market and growth to secure the future of your income, property and real estate business.

Legalise your brand

When you are ready to start your real estate business, do not forget to legalise it and brand it to build credibility and attract customers to your business. Find a good physical location for your offices and hire credible employees who represent your business well. For a real estate agency or a commercial business, do not forget good marketing strategies that will attract more clients to you.

Final word

Next Post: What does the buyer want?

Things consider when selling your real estate property

Things consider when selling your real estate property

A Personal Loan

Selling a real estate property sounds easy, but everything can go wrong when you do not follow the right procedures or have s good professional to help. It is advisable to get help from a real estate agent before you put your home in the market. Even if the professional is a little over your budget, you should still consider it. Perhaps, in this case, a personal loan is the best way around the problem.

Here is a list of things you need to consider when you want to sell your property.

The local real estate market

Before selling your real estate property, you should know what is good in the real estate market around you.  Carry out research to analyse what is selling in the real estate market.  Your local real estate market has a huge influence on how fast your property will sell and how much it will go for. If there are new trends, you should implement them to ensure you get maximum profits out of your property. Your sale is more likely to succeed when you know what the consumers want

The price of the home

Some sellers are known to increase the price of the home so as to make a maximum profit out of the sale. Setting the price of your real estate higher than it is supposed to increase can damage the marketing of your home and chase away all your potential clients. Remember, some buyers work with experienced real estate agents who can tell the price of a home when they walk through the property. If you set the price too high, your property might be in the market for a longer period than you expect.

Your property can only gain a customer when you set the right value. If you want to make fast transactions, get a professional to help you value the property correctly before you put it out in the market.

The impression of your home

The physical appearance of your home will determine how long it stays in the market. if it is not appealing to the buyer’s eye, you have no chance of selling your real estate property. You can make it more presentable by working on it yourself or hiring an experienced real estate agent

The first step to creating an attractive environment for buyers is to de-clutter your home to make it more spacious and desirable. Clean off all the stains from the kitchen and bathroom, these are the places buyers tend to pay the most attention to. Ensure your living arrangement is pleasing and depersonalise the space to make it look less homey. You can use bright drapes to make it appear bigger and do not forget to clean up your curb and plant fresh flowers to attract more buyers to your home

Do not skip on inspection and repairs

Skipping on repairs can cost you a lot when selling your property. You should always carry out an inspection before putting your home out in the market. An inspection will help you realise the structural mistakes of your home and carry out some few repairs. On the bright side, an inspection may help you realise the value of other items in your property and you can include them while pricing the home.

A personal loan for repairs

Repairs can cost a large sum of money, especially if it a big job. In this case again, maybe a personal loan is something you should consider. A personal loan covers home improvements, meaning you are able to spend your loan on that.

Final word

Next Post: How to attract commercial real estate clients.